Want to grow more money trees? It’s pretty simple to do by taking a money tree cutting from an existing plant. This guide will walk you through the steps, from picking the right spot to cut to getting your new plant to root. We’ll cover everything you need to know to successfully propagate your money tree, so you can have more green in your life.
So, you’re thinking about making more money from trees? Awesome! Propagating a money tree isn’t too hard, but it helps to know a few things before you start chopping. It’s not just about sticking a cutting in water and hoping for the best. There’s a bit more to it if you want a higher chance of success. Let’s break down the basics.
First off, what does “propagation” even mean? Simply put, it’s creating a new plant from a part of an existing one. With money trees, you can do this using stem cuttings or even leaves, although stems are generally more successful. The goal is to get that cutting to grow its roots, turning it into a brand new, independent plant. Think of it like cloning, but with plants!
Why bother propagating? Well, maybe your current money tree is getting a bit too big, and you want to keep its size in check. Or perhaps you just love the plant and want more of them to spread around your home or give as gifts. Propagation is a cost-effective way to expand your plant collection without buying new ones. Plus, it’s pretty satisfying to watch a little cutting grow into a full-fledged plant.
Money tree propagation is a rewarding process that allows you to expand your collection and share these beautiful plants with friends and family. Understanding the basics sets the stage for success.
Before you grab your scissors, it’s important to understand the conditions that money trees need to root successfully. Things like humidity, light, and temperature all play a role. We’ll get into the specifics later, but for now, just know that creating the right environment is key. Also, patience is a virtue! It can take several weeks, or even months, for a cutting to root, so don’t get discouraged if you don’t see results right away. With a little knowledge and care, you’ll be well on your way to propagating your money trees.
One of the easiest ways to propagate is in water. Among all the ways to propagate, doing it in water is a great way to be able to see the progress as your cutting grows new roots. Once the roots are long enough, you can transfer it to soil with ease.

Pruning your money tree isn’t just about aesthetics; it’s a vital practice that directly impacts the plant’s health and vigor. Think of it as giving your money tree a regular check-up and a little bit of a makeover all in one. Let’s explore why snipping away at your green friend is so important.
Pruning is like giving your money tree a strategic haircut. It stimulates new growth, improves its overall health, and helps you maintain its shape and size. Don’t be afraid to get your hands dirty and give your money tree the trim it needs to thrive.
By pruning, you’re not just cutting off parts of the plant; you’re actively shaping its future. It’s a simple yet effective way to ensure your money tree remains a healthy, vibrant, and attractive addition to your home. Remember, a well-pruned money tree is a happy money tree.
Timing is pretty important when you’re thinking about propagating your money tree. You want to give those cuttings the best possible start, right? So, let’s talk about when to grab those stem cuttings for the best results.
Generally, the active growing season is your best bet. Think spring and summer. The plant is naturally putting out new growth, so cuttings are more likely to root successfully. But let’s break it down a bit more.
Spring is often considered the prime time for taking cuttings. The plant is waking up from its dormant period and has plenty of energy to support new growth. The days are getting longer, and the temperatures are warming up, which creates a favorable environment for rooting.
Summer works well too, as the plant is still actively growing. Just be mindful of extreme heat. If you live in a really hot climate, you might want to take cuttings earlier in the summer rather than during the hottest weeks. Also, make sure your cuttings don’t dry out too quickly in the summer heat.
While it’s possible to take cuttings in the fall or winter, it’s generally not recommended. The plant’s growth slows down significantly during these months, and the cuttings are less likely to root successfully. If you have to take cuttings during the off-season, be prepared to provide extra care and attention.
Propagating during the dormant season can be tricky. The plant’s energy is focused on survival, not new growth. If you attempt it, consider using a rooting hormone to help stimulate root development and provide extra warmth and humidity to create a more favorable environment.
Interestingly, some sources suggest that winter is the best time for root propagation, when carbohydrate levels are high. This is a different approach than stem cuttings, so keep that in mind. If you’re going the root propagation route, winter might be worth a try.

Before you start snipping away at your money tree, it’s important to gather the right tools. Using the correct equipment not only makes the process easier but also minimizes the risk of damaging your plant or introducing diseases. Let’s get into what you’ll need.
A clean, sharp cutting tool is the most important thing. Dull blades can crush stems, making it harder for the cutting to root and increasing the chance of infection. I personally prefer pruning shears for thicker stems, but sharp scissors work just fine for younger, thinner growth. Make sure to clean your pruning shears before and after each use.
Sterilizing your tools is a step you absolutely shouldn’t skip. Bacteria and fungi can easily hitch a ride on your shears and infect your money tree cuttings. A quick wipe-down with rubbing alcohol or a household disinfectant will do the trick. I usually soak a cotton ball in alcohol and thoroughly clean the blades before each cut. This simple step can save you a lot of trouble down the road.
While not strictly necessary, wearing gloves can protect your hands from any potential irritants in the plant’s sap. Plus, it keeps your tools cleaner. I always wear a pair of gardening gloves when I’m working with my plants, just to be on the safe side.
Rooting hormone can help speed up the rooting process, especially if you’re propagating in soil. It’s not essential, but it can increase your chances of success, particularly with more difficult cuttings. If you decide to use it, follow the instructions on the package carefully. I’ve had good results with both powder and liquid forms.
Having the right tools on hand makes the whole propagation process smoother and more successful. It’s a small investment that pays off in healthier cuttings and a thriving money tree. Don’t skimp on quality when it comes to your tools; they’ll last longer and perform better.
Whether you plan to root your cuttings in water or soil, having a source of clean water nearby is essential. You’ll need it to moisten the soil or fill your rooting container. I usually keep a pitcher of filtered water handy for this purpose.
If you’re rooting in water, you’ll need a clean glass or jar. If you’re rooting in soil, you’ll need a small pot with drainage holes. Make sure the container is appropriately sized for your cutting. I like to use clear glass jars so I can monitor root growth, but any clean container will work.
Before you start snipping away at your money tree, it’s important to know what a healthy cutting looks like. Not all stems are created equal, and choosing the right one will significantly increase your chances of successful propagation. Think of it like picking the best apples from a tree – you want the ones that are firm, vibrant, and free from blemishes.
The color of the stem is a key indicator of its health. You’re aiming for a bright, vibrant green. Avoid stems that are pale, yellowing, or brown, as these could be signs of disease or stress. A healthy green stem indicates that the plant is actively growing and has plenty of energy to put into root development. Think of it as the plant’s way of saying, “I’m ready to grow!”
Healthy leaves are just as important as healthy stems. Look for leaves that are a rich, deep green color and free from spots, discoloration, or damage. Avoid cuttings with yellowing leaves, brown tips, or any signs of pests. The leaves should be firm and turgid, not wilted or droopy. If the leaves look sad, the cutting probably isn’t the best choice. If you notice yellowing leaves, it could be a sign of a problem.
Nodes are the points on the stem where leaves emerge. These are crucial because roots will typically develop from these nodes. Choose stems that have at least two or three nodes to increase the chances of successful rooting. More nodes mean more opportunities for root growth. It’s like having multiple starting points for your new plant.
While mature money trees can have woody stems, these aren’t ideal for propagation. Younger, more flexible stems tend to root more easily. Avoid taking cuttings from very thick, woody parts of the plant. These older sections may have a harder time producing new roots. Think of it as trying to start a fire with old, dry wood versus fresh kindling.
Selecting the right cutting is half the battle when it comes to propagating a money tree. By paying attention to the color, leaf health, and node count, you can significantly improve your chances of success. Remember, a healthy cutting is a happy cutting, and a happy cutting is more likely to grow into a thriving new plant.
Take a step back and look at the overall health of the stem you’re considering. Does it look strong and healthy? Is it growing vigorously? Avoid stems that appear weak, stunted, or otherwise unhealthy. A vigorous stem is more likely to have the energy reserves needed to develop roots. It’s like choosing the strongest seedling from a tray – you want the one that’s already showing signs of thriving. If you need tree service for your mature tree, consider getting professional help.
Knowing where to cut a money tree to propagate is key to success. It’s not just about snipping off a piece; it’s about selecting the right spot to maximize the chances of your cutting developing into a healthy new plant. Think of it like this: you’re giving your cutting the best possible start by choosing the right location.
The node is where new roots will emerge. It’s the slightly swollen area on the stem where leaves or branches grow. Always make your cut just below a node. This area contains cells that are primed to develop into roots, giving your cutting a significant advantage. It’s like finding the perfect spot for a seed to sprout – location matters.
Select a stem that is vibrant green and firm, not woody or discolored. Avoid stems that show signs of disease or pests. A healthy stem indicates that the cutting has plenty of energy stored to support root growth. Think of it as picking the strongest seedling from a batch – it’s got the best chance of thriving.
A good rule of thumb is to aim for a money tree cutting that is about 4-6 inches long. This provides enough stem for root development while also being manageable for propagation. Too short, and it might not have enough energy; too long, and it might struggle to support itself before roots form. It’s all about balance.
Selecting the right spot on your money tree is crucial for successful propagation. A healthy stem, cut just below a node, with the right length, sets the stage for robust root development and a thriving new plant.
While not as critical as the node, cutting at a slight angle can help prevent water from pooling on the cut surface, which could lead to rot. A clean, angled cut also encourages the plant to heal quickly. It’s a small detail, but it can make a difference in the long run.
While tempting, avoid taking cuttings from the very top of the plant. These are often the newest and most vulnerable parts of the tree. Opt for stems that are a bit more mature, as they tend to be more resilient and better equipped to handle the stress of propagation. It’s like choosing a slightly older seedling – it’s already proven it can handle a bit of life’s challenges.
Consider the overall shape of your money tree when selecting stems to cut. Pruning for propagation can also help maintain the plant’s desired form. It’s a win-win: you get new plants, and your existing how to grow a money tree from a cutting stays looking its best.
Making a clean cut is super important when you’re trying to propagate a money tree. A ragged or crushed cut can invite disease and make it harder for the cut to root. Think of it like surgery – you want everything to be precise and clean for the best outcome. I’ve messed this up before, and trust me, it’s worth taking the time to do it right.
First off, make sure you’re using the right tool. A dull knife or scissors will just mangle the stem. You want something sharp and clean. I prefer using pruning shears because they give a nice, even cut. But a sharp knife can work too, just be extra careful. Always sterilize your cutting tools before you start. I usually wipe mine down with rubbing alcohol. It’s a small step that can make a big difference in preventing infections.
The angle of your cut can also affect how well you cut roots. Generally, you want to cut at a 45-degree angle. This increases the surface area for root development. It’s not a hard and fast rule, but it’s a good practice to follow. I usually aim for about half an inch below a node (the spot where a leaf grows). That’s where the new roots will sprout from.
When you cut, do it in one smooth motion. Don’t saw back and forth, or you’ll crush the stem. A clean, swift cut minimizes damage and helps the cut heal faster. I like to support the stem with my other hand while I’m cutting to keep it steady. It’s like cutting fabric – you want a clean line, not a jagged edge. A clean cut is essential for successful rooting.
After you’ve cut, take a look at the end of the stem. If it looks crushed or uneven, trim it again. It’s better to lose a little bit of stem than to start with a damaged cutting. And remember, patience is key. Propagating money trees can take time, but with a little care, you’ll have new plants in no time.
When it comes to propagating money trees, you have two main options: stem cuttings and leaf cuttings. Both methods can work, but they have different success rates and are suited to different situations. Understanding the nuances of each can significantly improve your chances of successfully growing a new money tree.
Stem cuttings are generally considered the more reliable method for propagating money trees. This involves cutting a section of the stem, typically a few inches long, and rooting it in water or soil. The key advantage of stem cuttings is that they already contain nodes, which are the points where new roots will emerge.
To take a stem cutting:
Stem cuttings tend to root faster and produce more robust plants compared to leaf cuttings. They also have a higher success rate, making them the preferred choice for many gardeners.
Leaf cuttings involve rooting individual leaves, which can be a more challenging and time-consuming process. While it’s possible to propagate a money tree from a leaf, the success rate is generally lower than with stem cuttings. Leaf cuttings are best used when you have limited stem material or want to experiment with different propagation techniques.
To take a leaf cutting:
Leaf cuttings often take longer to root, and not all leaves will successfully develop into new plants. However, with patience and proper care, it is possible to grow a new money tree from a leaf cutting. You can take a cutting from an established plant and root it in water or potting mix.
While leaf cuttings can be a fun experiment, stem cuttings offer a more straightforward and reliable path to propagating money trees. If you’re looking for the highest chance of success, stick with stem cuttings.
To illustrate the difference, consider the following:
| Cutting Type | Success Rate (Approximate) | Rooting Time (Approximate) | Plant Vigor |
| Stem Cutting | 70-90% | 2-4 weeks | High |
| Leaf Cutting | 30-50% | 4-8 weeks | Moderate |
As you can see, stem cuttings offer a significantly higher success rate and faster rooting time, making them the more practical choice for most gardeners. Remember to provide bright, indirect light for optimal growth.
Okay, so you’ve got your money tree cutting. Now what? Don’t just stick it in water or soil and hope for the best. A little prep work goes a long way in boosting your chances of successful propagation. Think of it like prepping ingredients before you start cooking – it makes the whole process smoother and the end result much better.
First things first, let’s talk about what needs to be done to get that cutting ready to grow some roots. It’s not rocket science, but following these steps will increase your odds of taking a cutting that thrives.
This is a big one. Your cutting needs to focus its energy on growing roots, not keeping a bunch of leaves alive. So, grab those pruning shears again and get to work. You want to remove most of the leaves, leaving only the top two or three. This reduces the amount of moisture the cutting loses through transpiration, giving it a better chance to survive and root.
Rooting hormone is your friend. It contains auxins, which are plant hormones that stimulate root growth. You can find it at most garden centers in powder or liquid form. To use it, simply moisten the cut end of your stem and dip it into the rooting hormone. Tap off any excess powder. This stuff really helps speed up the rooting process and increases your success rate. Some people skip this step, but honestly, it’s worth the small investment.
Some people swear by letting the cut end of the stem callous over for a day or two before planting. The idea is that this helps prevent rot. Just leave the cutting out in a dry place for 24-48 hours, and a thin layer of tissue will form over the cut. It’s not a must-do, but it can’t hurt.
Preparing your money tree cutting properly is like giving it a head start in a race. By trimming the leaves, using rooting hormone, and letting the cut end callous, you’re setting it up for success and increasing your chances of a healthy, new money tree.
Are you going to root your cutting in water or soil? Both methods work, but they have their pros and cons. If you’re going with water, make sure you have a clean glass or jar ready. If you’re going with soil, choose a well-draining potting mix.Â
Rooting Money Tree Cuttings in Water vs. Soil
When it comes to propagating money tree cuttings, you have two primary options: rooting them in water or directly in soil. Both methods have their advantages and disadvantages, and the best choice often depends on your personal preference and the resources available to you. Let’s explore each method in detail.
Water propagation is a popular method because it allows you to visually monitor the root growth. It’s pretty satisfying to watch those little roots emerge! Here’s a breakdown:
However, water-rooted cuttings can sometimes be more susceptible to shock when transplanted to soil, as they need to adapt to a new environment. To minimize this, gradually introduce the cutting to soil conditions by adding small amounts of potting mix to the water over a few days before transplanting. Make sure you take a cutting from an established plant correctly.
Soil propagation involves planting the cutting directly into a potting mix. This method offers a more direct route to establishing the plant in its permanent growing medium.
On the downside, you can’t see the root development, so you have to rely on other signs, such as new leaf growth, to indicate success. It’s also important to maintain the right moisture levels in the soil – too much water can lead to rot, while too little can cause the cutting to dry out.
Choosing between water and soil propagation really comes down to what you prefer. Water propagation lets you watch the roots grow, which can be fun and reassuring. Soil propagation is more direct and can lead to stronger initial growth, but you won’t see what’s happening underground. Both methods can be successful if you follow the right steps and provide the proper care.
Generally, water propagation tends to show root development faster than soil propagation. You might see roots in water within a week or two, while soil propagation can take several weeks longer. However, the overall success rate can be similar for both methods if done correctly. Here’s a general comparison:
| Feature | Water Propagation | Soil Propagation |
| Root Visibility | High | None |
| Rooting Time | Faster (1-2 weeks) | Slower (4-8 weeks) |
| Transplant Shock | Higher risk | Lower risk |
| Nutrient Access | Limited (until transplanted) | Continuous |
| Root Strength | Can be weaker initially | Potentially stronger |
| Medium | Water | Well-draining potting mix |
Ultimately, the best method is the one that you feel most comfortable with and can consistently provide the necessary care for. Experiment with both to see which works best for you and your money tree cuttings. Remember to provide bright, indirect light and maintain appropriate moisture levels, regardless of the method you choose. You’ll want to make sure you have the best pruning shears for the job.
Propagating money trees can be super rewarding, but it’s easy to slip up. Let’s look at some common errors people make when taking a cutting, so you can sidestep them and boost your chances of success.
This is a big one. A dull blade will crush the stem instead of making a clean cut, which can damage the tissue and make it harder for roots to form. Dirty tools can introduce bacteria or fungi, leading to rot. Always use sharp, sterilized pruners or scissors. I usually wipe mine down with rubbing alcohol before I start.
Size matters, at least when it comes to cuttings. If your cutting is too short, it might not have enough energy stored to develop roots. Aim for cuttings that are at least 4 inches long. This gives the cutting a better chance to thrive. I’ve found that longer cuttings, around 6 inches, often do even better.
Nodes are where new growth emerges, and they’re crucial for propagation. Make sure your cutting has at least one or two nodes. These are the spots where roots will sprout. Cutting too far above or below a node can hinder root development. I always make sure to cut just below a node to encourage root growth.
More leaves might seem like a good thing, but they can hinder rooting. Too many leaves mean the cutting loses more moisture through transpiration, which can stress it out before it has roots to absorb water. Trim off the lower leaves, leaving just a couple at the top. This helps the cutting focus its energy on root development.
Overwatering is a common mistake, especially when rooting in soil. Soggy soil can lead to root rot, which will kill your cutting before it even has a chance to grow. Make sure your soil is well-draining and only water when the top inch feels dry. If you’re rooting in water, change the water every few days to keep it fresh and prevent bacterial growth. I’ve found that using filtered water can also help.
It’s easy to get impatient and want to check on your cuttings constantly, but resist the urge! Too much disturbance can disrupt the rooting process. Just provide the right conditions and let nature do its thing.
Rooting can take time, sometimes longer than you expect. Don’t give up if you don’t see roots within a week or two. Money trees can be slow to root, so be patient. As long as the cutting still looks healthy and isn’t rotting, there’s still hope. I’ve had cuttings take up to a month to root, so don’t lose faith!
While money trees like bright, indirect light, direct sunlight can scorch the cuttings before they have roots. Keep your cuttings in a spot with filtered light or partial shade. A north-facing window is often a good choice. I usually put mine under a grow light, but make sure it’s not too intense.
Money tree cuttings benefit from high humidity, especially when they’re first starting to root. If the air is too dry, they can dry out before they have a chance to develop roots. You can increase humidity by covering the cutting with a plastic bag or dome, or by using a humidifier. I like to mist my cuttings with water every day to keep the humidity up.
When you finally pot your rooted cutting, don’t plant it too deep. Burying the stem too far can lead to rot. Plant it at the same depth it was rooted, with the top of the root ball level with the soil surface. I also like to add a layer of mulch to help retain moisture and prevent weeds.
So, you’ve taken your cuttings and are ready to grow some new money trees. A big question on your mind is probably, “How long will this take?” Well, the rooting time for money tree cuttings can vary, but here’s a general idea of what to expect. Factors like the method you choose (water or soil), the health of the cutting, and environmental conditions all play a role.
Generally, you can expect to see roots forming in about 2 to 8 weeks. It’s not an exact science, so patience is key. Don’t get discouraged if it takes a little longer. Sometimes, it just needs a bit more time to get going. Let’s break down the timelines a bit more.
The speed of root development depends on several factors, including the propagation method and environmental conditions.
When rooting in water, you might notice roots appearing sooner than in soil. Typically, you’ll see small roots emerging from the nodes of the cutting within 2 to 4 weeks. Make sure you change the water regularly, about once a week, to keep it fresh and prevent any bacterial growth. This helps the money tree cutting get the oxygen it needs to develop roots. Keep the container in a spot with bright, indirect light, and avoid direct sunlight, which can scorch the cutting.
Rooting in soil usually takes a bit longer. Expect to see root development in about 4 to 8 weeks. The soil needs to be well-draining to prevent rot. Keep the soil consistently moist, but not waterlogged. You can also use a rooting hormone to help speed up the process. A good way to check for root growth is to gently tug on the cutting. If it resists, it likely has started to root. If you want to use Rosy money tree potting soil, make sure it is well-draining.
Several things can influence how quickly your money tree cutting roots grow:
It’s important to remember that propagation isn’t always successful. Sometimes cuttings fail to root, even with the best care. Don’t be discouraged if this happens. Just try again with fresh cuttings and adjust your approach based on what you’ve learned.
While you’re waiting for roots to form, keep an eye on your cuttings. Check the water regularly, ensure the soil stays moist, and provide adequate light. Avoid moving the cuttings around too much, as this can disturb the rooting process. Be patient and trust that with the right conditions, your money tree cuttings will eventually develop roots and grow into healthy new plants.
So, you’ve successfully propagated your money tree! Congratulations! Now comes the crucial part: ensuring your little sprout thrives. It’s not just about sticking it in some dirt and hoping for the best. Proper care in these early stages is key to a healthy, happy, and (hopefully) prosperous plant.
Newly propagated money trees are a bit sensitive. Harsh, direct sunlight can scorch their delicate leaves. Instead, aim for bright, indirect light. An east-facing window is often ideal, or a spot a few feet away from a south-facing window. If you notice the leaves starting to turn yellow or brown, it might be getting too much sun. Move it to a shadier location.
Watering is a balancing act. Overwatering can lead to root rot, while underwatering can stunt growth. The best approach is to let the top inch of soil dry out before watering. Then, water thoroughly until you see water draining from the bottom of the pot. Make sure the pot has drainage holes. Nobody likes soggy roots. Reduce watering frequency during the dormant winter months.
Money trees appreciate humidity, especially when they’re young. If your home is dry, consider these options:
Once your money tree shows signs of new growth, you can start fertilizing it. Use a balanced liquid fertilizer diluted to half strength. Fertilize every 2-4 weeks during the growing season (spring and summer). Avoid fertilizing during the winter months when the plant’s growth slows down.
Your cutting will eventually outgrow its initial pot. When you notice the roots circling the bottom of the pot or the plant becoming root-bound, it’s time to repot. Choose a pot that’s only slightly larger than the current one. Use a well-draining potting mix specifically formulated for houseplants. Repotting is best done in the spring or early summer.
Remember, patience is key. It takes time for a money tree cutting to establish itself and start growing vigorously. Don’t be discouraged if you don’t see immediate results. With proper care and attention, your new money tree will thrive and bring you years of enjoyment (and maybe even a little bit of good fortune!).
Once you’ve successfully grown a new money tree from a cutting, the real fun begins: helping it thrive! Taking good care of your young plant is key to making sure it grows big and strong. For more detailed tips on keeping your money tree happy and healthy, be sure to check out our website.
The best time to propagate your money tree is during the spring or summer months. This is when the plant is actively growing, which helps the new cuttings take root more easily. While you can try in other seasons, the plant’s growth might be slower due to less light or indoor heating.
The easiest and most common way to propagate a money tree is by taking stem cuttings. You can also use leaf cuttings, but these often take longer to develop roots and grow into a new plant.
To take a cutting, look for a healthy stem that is a few inches long and has several leaves. Make sure the stem is green and not woody. Cut just below a ‘node,’ which is a small bump on the stem where leaves or branches grow. This node is where new roots will form.
After taking your cutting, remove all but the top two leaves. This helps the cutting focus its energy on growing new roots instead of supporting too many leaves. You can then place the cutting in water or a well-draining potting mix.
You can root money tree cuttings in either water or soil. Many people prefer water because they can see the roots grow, and it’s often faster. However, rooting in soil can provide more nutrients and may lead to a stronger plant in the long run. Some people also use rooting hormone in the soil to encourage root growth.
It typically takes about two to four weeks for money tree cuttings to start growing roots in water. If you’re rooting in soil, it might take a bit longer, usually around four to eight weeks, for the roots to establish well.
You will need a sharp pair of scissors or pruning shears to make clean cuts. It’s also a good idea to have a glass vase for water propagation or a small pot and well-draining potting soil for soil propagation. Make sure all your tools are clean to prevent any diseases.
After your cutting has developed a good root system (usually 1-2 inches long), you can plant it in a small pot with fresh, well-draining potting soil. Water it regularly, but be careful not to overwater. Place it in a spot with bright, indirect sunlight, and watch your new money tree grow.